How to Find Car Insurance Quotes

By James J. Robinson

Anyone in the market to find car insurance quotes is lucky because it has never been easier to do so, and find a good deal. This article reviews the different ways to get quotes for coverage and the benefits and drawbacks of each. There are basically three methods of how to find quotes for auto coverage, and they are differentiated by the speed and ease of the process.

Method One: Visit an Agent

Traditionally people got car insurance quotes by either visiting an insurance agent or calling them and requesting a quote. They would then answer multiple questions and wait for the agent to find an appropriate price. In order to shop around for quotes to find the best price, it meant time spent visiting different companies or calling different companies and answering the same questions each time. The benefit is the personal attention and the drawback is a huge investment of time.

Method Two: Provider Run Websites

The advent of the Internet and online quote tools has made shopping for car insurance easier and faster than ever before. If you do an online search for car insurance quotes, you will be inundated with a variety of websites offering rate quotes. Big players like GEICO and Progressive offer user friendly websites that are rather easy to navigate. The main downside is that you will have to do this several times to compare the benefits of each provider.

Method Three: Consumer Quote Tool

When using an online quote tool, be sure to opt for a free one, as there are many free options available out there and no one should be charging you to shop around. You will start by putting in your zip code and then the quote tool will prompt you with questions to answer concerning where you live, your driving record, how you use your car and the type of insurance you need. You answer the questions only once and the quote tool submits your information to different insurers that serve your zip code area. In a matter of moments, the car insurance quotes come rolling in. You have the option of quick and easy comparison shopping that takes no more time than getting a single quote.



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